Secure
Security has top priority when selecting a custodian bank, followed by terms and conditions.
If the core capital ratio (Tier 1) of the custodian bank deteriorates unexpectedly and falls below 15%, I can raise the new situation with my clients and propose a change if necessary.
I don’t just keep an eye on your securities, but on the underlying security of the bank itself.
As an employee, I was unable to influence the bank's strategy or development. If it sailed into troubled waters in these areas, I was left sitting in the boat with no real alternatives.